Sound Off!
Your mother told you to share … so tell me about your most recent debt success or failure! A stupid purchase or a particularly savvy financial moment?
Your mother told you to share … so tell me about your most recent debt success or failure! A stupid purchase or a particularly savvy financial moment?
Alright … I’ll start off.
I quit going out to lunch every day at work. Typically this would run between $8-$11 a lunch (I know …. what am eating?) and who knows how much at the end of a month.
Now, I drive home for lunch, let the puppies out and have a PBJ sandwich or leftovers.
Don’t know the total savings yet … but it’ll be enough to be noticeable. And the big perk (aside from probably eating healthier) … those funds will be redirected to credit card debt!
I’m putting my beloved tenor saxophone on eBay along with a few other accessories. While I’m keeping the alto saxophone my grandmother purchased me years ago, I’m hoping the eBay sale will translate into a couple thousand dollars.
If so, it’ll go to my Dave Ramsey Baby Steps 1 and 2.
Anybody else rely on selling a valued position in an effort to straighten out your finances? What was it? Was it worth it?
I started making a grocery list when I went shopping!
Sounds easy right? But how many of us just show up at the grocerty store and walk up and down each aisle, wondering somewhat aimlessly? I know this was my standard approach to grocery shopping and before you know it I’d end up at the checkout counter, mouth open and gasping, wondering how the hell a ‘quick trip’ to the grocery store ended up costing me over $100 (mind you I’m shopping for one).
So make a list! It will have multiple benefits for you – 1) you’ll probably get in and out of the store quicker, 2) you’ll save money because you won’t be impulse grocery shopping and 3) you’ll probably eat healthier.
Give it a try next time you go grocery shopping … I bet you’ll be suprised.